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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,862 | $112,729-77.1% | $98,716-73.8% | $137,256-81.2% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.3%+14.0pp | 80.0%+3.4pp |
| Annual return | 33.99% | 38.48%-4.5pp | 31.81%+2.2pp | 220.34%-186.4pp |
| Employer contribution / active EE | $3,386 | $2,725+24.3% | $2,279+48.6% | $4,156-18.5% |
| Participant deferral / active EE | $5,404 | $4,640+16.5% | $4,048+33.5% | $6,407-15.7% |
| Admin fee / account holder | $390 | $10,129-96.2% | $8,703-95.5% | $12,270-96.8% |