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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,812 | $129,737-89.4% | $119,126-88.4% | $154,746-91.1% |
| Participation rate | 84.6% | 78.9%+5.8pp | 75.8%+8.9pp | 80.7%+3.9pp |
| Annual return | 14.50% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,712 | $4,375-60.9% | $4,034-57.6% | $4,379-60.9% |
| Participant deferral / active EE | $1,578 | $5,842-73.0% | $5,318-70.3% | $6,730-76.5% |
| Admin fee / account holder | $1,464 | $11,961-87.8% | $10,693-86.3% | $14,365-89.8% |