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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,934 | $181,062+149.1% | $158,223+185.0% | $155,188+190.6% |
| Participation rate | 55.6% | 82.7%-27.1pp | 79.2%-23.6pp | 80.8%-25.2pp |
| Annual return | 18.40% | 57.39%-39.0pp | 52.09%-33.7pp | 148.84%-130.4pp |
| Employer contribution / active EE | $1,947 | $4,565-57.3% | $4,109-52.6% | $4,248-54.2% |
| Participant deferral / active EE | $6,334 | $6,134+3.3% | $5,467+15.9% | $6,531-3.0% |
| Admin fee / account holder | $24 | $18,825-99.9% | $16,047-99.9% | $14,480-99.8% |