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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,937 | $108,911-70.7% | $100,392-68.2% | $145,884-78.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 21.16% | 58.23%-37.1pp | 49.45%-28.3pp | 551.85%-530.7pp |
| Employer contribution / active EE | $1,487 | $4,420-66.4% | $3,941-62.3% | $4,662-68.1% |
| Participant deferral / active EE | $3,345 | $8,459-60.4% | $8,090-58.6% | $6,690-50.0% |
| Admin fee / account holder | $441 | $9,698-95.5% | $7,904-94.4% | $13,392-96.7% |