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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,817 | $57,140+127.2% | $85,240+52.3% | $80,959+60.3% |
| Participation rate | 51.7% | 56.4%-4.7pp | 67.5%-15.8pp | 67.7%-15.9pp |
| Annual return | 12.61% | 21.71%-9.1pp | 66.75%-54.1pp | 35.67%-23.1pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $5,146 | $3,115+65.2% | $4,527+13.7% | $4,300+19.7% |
| Admin fee / account holder | $33,147 | $4,992+564.0% | $6,165+437.7% | $6,925+378.6% |