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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,552 | $106,524-0.9% | $152,301-30.7% | $87,485+20.7% |
| Participation rate | 98.7% | 75.8%+22.9pp | 82.4%+16.2pp | 68.9%+29.7pp |
| Annual return | 19.54% | 26.89%-7.4pp | 80.50%-61.0pp | 26.06%-6.5pp |
| Employer contribution / active EE | $5,896 | $3,371+74.9% | $4,624+27.5% | $2,596+127.1% |
| Participant deferral / active EE | $9,925 | $6,525+52.1% | $8,004+24.0% | $4,274+132.2% |
| Admin fee / account holder | $4,336 | $8,287-47.7% | $14,398-69.9% | $7,775-44.2% |