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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,545 | $185,312-18.2% | $161,489-6.2% | $154,746-2.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 15.53% | 103.84%-88.3pp | 89.72%-74.2pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,672 | $4,769-64.9% | $4,268-60.8% | $4,379-61.8% |
| Participant deferral / active EE | $4,738 | $6,350-25.4% | $5,630-15.8% | $6,730-29.6% |
| Admin fee / account holder | $876 | $18,654-95.3% | $16,006-94.5% | $14,365-93.9% |