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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,545 | $227,399-33.4% | $189,758-20.1% | $198,609-23.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 15.53% | 61.03%-45.5pp | 52.62%-37.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $1,672 | $5,526-69.7% | $4,767-64.9% | $5,055-66.9% |
| Participant deferral / active EE | $4,738 | $6,837-30.7% | $5,856-19.1% | $6,977-32.1% |
| Admin fee / account holder | $876 | $25,162-96.5% | $20,388-95.7% | $19,030-95.4% |