Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,110 | $63,949-15.4% | $129,031-58.1% | $94,015-42.4% |
| Participation rate | 48.6% | 63.4%-14.9pp | 73.4%-24.8pp | 70.8%-22.2pp |
| Annual return | 10.12% | 17.56%-7.4pp | 34.67%-24.5pp | 17.84%-7.7pp |
| Employer contribution / active EE | $1,631 | $1,865-12.5% | $3,226-49.4% | $2,790-41.5% |
| Participant deferral / active EE | $2,349 | $3,686-36.3% | $5,217-55.0% | $4,249-44.7% |
| Admin fee / account holder | $2,121 | $5,523-61.6% | $13,208-83.9% | $8,951-76.3% |