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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,145 | $111,535-63.1% | $105,223-60.9% | $137,256-70.0% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 15.45% | 237.85%-222.4pp | 180.65%-165.2pp | 220.34%-204.9pp |
| Employer contribution / active EE | $2,099 | $3,939-46.7% | $3,689-43.1% | $4,156-49.5% |
| Participant deferral / active EE | $4,733 | $5,500-13.9% | $5,072-6.7% | $6,407-26.1% |
| Admin fee / account holder | $770 | $9,721-92.1% | $8,859-91.3% | $12,270-93.7% |