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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,491 | $156,398-62.0% | $147,318-59.6% | $138,895-57.2% |
| Participation rate | 95.8% | 83.8%+12.1pp | 82.1%+13.8pp | 79.9%+15.9pp |
| Annual return | 18.51% | 78.75%-60.2pp | 70.43%-51.9pp | 145.39%-126.9pp |
| Employer contribution / active EE | $4,868 | $4,853+0.3% | $4,593+6.0% | $4,194+16.1% |
| Participant deferral / active EE | $7,636 | $8,237-7.3% | $7,906-3.4% | $6,396+19.4% |
| Admin fee / account holder | $5,699 | $14,976-61.9% | $13,708-58.4% | $12,562-54.6% |