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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,491 | $154,228-61.4% | $145,433-59.1% | $137,256-56.7% |
| Participation rate | 95.8% | 83.8%+12.0pp | 82.1%+13.7pp | 80.0%+15.9pp |
| Annual return | 18.51% | 74.59%-56.1pp | 66.58%-48.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $4,868 | $4,804+1.3% | $4,554+6.9% | $4,156+17.1% |
| Participant deferral / active EE | $7,636 | $8,216-7.1% | $7,897-3.3% | $6,407+19.2% |
| Admin fee / account holder | $5,699 | $14,344-60.3% | $13,129-56.6% | $12,270-53.6% |