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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $395,500 | $101,618+289.2% | $93,063+325.0% | $137,256+188.1% |
| Participation rate | 83.3% | 74.9%+8.4pp | 72.1%+11.2pp | 80.0%+3.4pp |
| Annual return | 19.28% | 223.95%-204.7pp | 34.15%-14.9pp | 220.34%-201.1pp |
| Employer contribution / active EE | $13,755 | $2,707+408.1% | $2,476+455.5% | $4,156+231.0% |
| Participant deferral / active EE | $8,469 | $4,279+97.9% | $3,958+113.9% | $6,407+32.2% |
| Admin fee / account holder | $2,052 | $6,198-66.9% | $6,033-66.0% | $12,270-83.3% |