Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,281 | $99,875-48.7% | $146,866-65.1% | $86,983-41.0% |
| Participation rate | 15.6% | 75.8%-60.2pp | 82.5%-66.9pp | 69.5%-54.0pp |
| Annual return | 9.77% | 28.10%-18.3pp | 102.85%-93.1pp | 25.83%-16.1pp |
| Employer contribution / active EE | $748 | $3,224-76.8% | $4,425-83.1% | $2,584-71.1% |
| Participant deferral / active EE | $1,453 | $6,322-77.0% | $7,759-81.3% | $4,194-65.4% |
| Admin fee / account holder | $14,130 | $7,838+80.3% | $13,620+3.7% | $7,856+79.9% |