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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,634 | $154,228-1.7% | $145,433+4.3% | $137,256+10.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.89% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.5pp |
| Employer contribution / active EE | $22,008 | $4,804+358.1% | $4,554+383.2% | $4,156+429.6% |
| Participant deferral / active EE | $12,333 | $8,216+50.1% | $7,897+56.2% | $6,407+92.5% |
| Admin fee / account holder | $1,864 | $14,344-87.0% | $13,129-85.8% | $12,270-84.8% |