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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,876 | $29,319-59.5% | $52,425-77.3% | $82,448-85.6% |
| Participation rate | 90.6% | 46.9%+43.8pp | 55.6%+35.0pp | 68.1%+22.6pp |
| Annual return | 18.71% | 535.20%-516.5pp | 302.12%-283.4pp | 41.64%-22.9pp |
| Employer contribution / active EE | $246 | $586-58.1% | $914-73.1% | $2,551-90.4% |
| Participant deferral / active EE | $1,018 | $1,171-13.1% | $1,790-43.2% | $4,139-75.4% |
| Admin fee / account holder | $422 | $1,962-78.5% | $2,495-83.1% | $7,234-94.2% |