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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,209 | $181,062-98.8% | $158,223-98.6% | $155,188-98.6% |
| Participation rate | 81.8% | 82.7%-0.8pp | 79.2%+2.6pp | 80.8%+1.0pp |
| Annual return | 24.00% | 57.39%-33.4pp | 52.09%-28.1pp | 148.84%-124.8pp |
| Employer contribution / active EE | $2 | $4,565-100.0% | $4,109-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,474 | $6,134-59.7% | $5,467-54.7% | $6,531-62.1% |
| Admin fee / account holder | $2,187 | $18,825-88.4% | $16,047-86.4% | $14,480-84.9% |