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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,697 | $126,661-20.5% | $113,397-11.2% | $138,895-27.5% |
| Participation rate | 61.5% | 79.4%-17.9pp | 76.5%-15.0pp | 79.9%-18.4pp |
| Annual return | 12.55% | 25.05%-12.5pp | 23.20%-10.6pp | 145.39%-132.8pp |
| Employer contribution / active EE | $0 | $3,456-100.0% | $2,977-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $7,089 | $5,693+24.5% | $5,076+39.7% | $6,396+10.8% |
| Admin fee / account holder | $30,704 | $14,549+111.0% | $11,957+156.8% | $12,562+144.4% |