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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,520 | $122,042+12.7% | $184,243-25.4% | $74,429+84.8% |
| Participation rate | 87.3% | 85.5%+1.8pp | 86.8%+0.5pp | 67.2%+20.1pp |
| Annual return | 20.55% | 19.91%+0.6pp | 28.82%-8.3pp | 1368.38%-1347.8pp |
| Employer contribution / active EE | $5,541 | $4,538+22.1% | $6,427-13.8% | $2,625+111.1% |
| Participant deferral / active EE | $12,701 | $7,143+77.8% | $9,132+39.1% | $4,348+192.1% |
| Admin fee / account holder | $7,920 | $1,252+532.5% | $13,914-43.1% | $1,944+307.3% |