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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,402 | $209,336-8.1% | $197,124-2.4% | $137,256+40.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 13.54% | 48.09%-34.5pp | 44.34%-30.8pp | 220.34%-206.8pp |
| Employer contribution / active EE | $5,800 | $6,591-12.0% | $6,227-6.9% | $4,156+39.6% |
| Participant deferral / active EE | $17,156 | $9,614+78.4% | $9,135+87.8% | $6,407+167.8% |
| Admin fee / account holder | $8,961 | $17,308-48.2% | $16,298-45.0% | $12,270-27.0% |