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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,402 | $223,823-14.0% | $211,142-8.9% | $154,746+24.3% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 13.54% | 50.39%-36.9pp | 46.84%-33.3pp | 172.34%-158.8pp |
| Employer contribution / active EE | $5,800 | $6,787-14.5% | $6,442-10.0% | $4,379+32.5% |
| Participant deferral / active EE | $17,156 | $9,750+75.9% | $9,284+84.8% | $6,730+154.9% |
| Admin fee / account holder | $8,961 | $19,707-54.5% | $19,076-53.0% | $14,365-37.6% |