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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,520 | $111,535+36.7% | $105,223+44.9% | $137,256+11.1% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 15.00% | 237.85%-222.9pp | 180.65%-165.6pp | 220.34%-205.3pp |
| Employer contribution / active EE | $3,117 | $3,939-20.9% | $3,689-15.5% | $4,156-25.0% |
| Participant deferral / active EE | $9,694 | $5,500+76.2% | $5,072+91.1% | $6,407+51.3% |
| Admin fee / account holder | $154 | $9,721-98.4% | $8,859-98.3% | $12,270-98.7% |