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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,472 | $110,410+9.1% | $102,437+17.6% | $145,897-17.4% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 10.89% | 24.85%-14.0pp | 24.95%-14.1pp | 552.29%-541.4pp |
| Employer contribution / active EE | $3,884 | $4,217-7.9% | $3,871+0.4% | $4,663-16.7% |
| Participant deferral / active EE | $11,997 | $5,622+113.4% | $5,060+137.1% | $6,689+79.3% |
| Admin fee / account holder | $14,440 | $9,745+48.2% | $8,388+72.2% | $13,390+7.8% |