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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,119 | $160,040-86.2% | $147,096-85.0% | $145,877-84.8% |
| Participation rate | 40.9% | 84.0%-43.1pp | 82.2%-41.3pp | 80.3%-39.4pp |
| Annual return | 37.75% | 98.49%-60.7pp | 419.75%-382.0pp | 551.28%-513.5pp |
| Employer contribution / active EE | $1,916 | $5,289-63.8% | $4,936-61.2% | $4,663-58.9% |
| Participant deferral / active EE | $5,209 | $8,429-38.2% | $8,071-35.5% | $6,691-22.2% |
| Admin fee / account holder | $3,214 | $15,050-78.6% | $13,005-75.3% | $13,402-76.0% |