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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,593 | $106,749-74.2% | $145,433-81.0% | $82,448-66.5% |
| Participation rate | 32.5% | 75.6%-43.1pp | 82.1%-49.6pp | 68.1%-35.6pp |
| Annual return | 20.15% | 27.59%-7.4pp | 66.58%-46.4pp | 41.64%-21.5pp |
| Employer contribution / active EE | $1,059 | $3,444-69.2% | $4,554-76.7% | $2,551-58.5% |
| Participant deferral / active EE | $2,816 | $6,519-56.8% | $7,897-64.3% | $4,139-32.0% |
| Admin fee / account holder | $4,403 | $8,390-47.5% | $13,129-66.5% | $7,234-39.1% |