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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,790 | $172,111-50.7% | $150,298-43.6% | $137,256-38.2% |
| Participation rate | 68.8% | 81.7%-13.0pp | 77.8%-9.0pp | 80.0%-11.2pp |
| Annual return | 12.73% | 69.37%-56.6pp | 62.79%-50.1pp | 220.34%-207.6pp |
| Employer contribution / active EE | $2,177 | $4,636-53.0% | $4,154-47.6% | $4,156-47.6% |
| Participant deferral / active EE | $4,099 | $6,166-33.5% | $5,453-24.8% | $6,407-36.0% |
| Admin fee / account holder | $1,157 | $16,471-93.0% | $14,116-91.8% | $12,270-90.6% |