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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $438,254 | $196,972+122.5% | $182,262+140.5% | $198,609+120.7% |
| Participation rate | 88.9% | 85.7%+3.2pp | 84.2%+4.7pp | 82.4%+6.5pp |
| Annual return | 15.89% | 158.27%-142.4pp | 140.60%-124.7pp | 202.70%-186.8pp |
| Employer contribution / active EE | $633 | $5,364-88.2% | $5,046-87.5% | $5,055-87.5% |
| Participant deferral / active EE | $3,963 | $8,643-54.1% | $8,276-52.1% | $6,977-43.2% |
| Admin fee / account holder | $35,874 | $18,429+94.7% | $16,712+114.7% | $19,030+88.5% |