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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,473 | $115,225-70.1% | $100,712-65.8% | $138,895-75.2% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 16.38% | 40.35%-24.0pp | 33.27%-16.9pp | 145.39%-129.0pp |
| Employer contribution / active EE | $2,089 | $2,771-24.6% | $2,313-9.7% | $4,194-50.2% |
| Participant deferral / active EE | $6,033 | $4,699+28.4% | $4,085+47.7% | $6,396-5.7% |
| Admin fee / account holder | $3,568 | $10,844-67.1% | $9,256-61.5% | $12,562-71.6% |