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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,788 | $156,398-64.3% | $147,318-62.1% | $138,895-59.8% |
| Participation rate | 76.5% | 83.8%-7.3pp | 82.1%-5.6pp | 79.9%-3.4pp |
| Annual return | 18.93% | 78.75%-59.8pp | 70.43%-51.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $3,693 | $4,853-23.9% | $4,593-19.6% | $4,194-12.0% |
| Participant deferral / active EE | $7,110 | $8,237-13.7% | $7,906-10.1% | $6,396+11.2% |
| Admin fee / account holder | $774 | $14,976-94.8% | $13,708-94.4% | $12,562-93.8% |