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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,282 | $100,203+14.1% | $85,240+34.1% | $145,897-21.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.90% | 84.28%-76.4pp | 66.75%-58.9pp | 552.29%-544.4pp |
| Employer contribution / active EE | $3,472 | $3,242+7.1% | $2,735+26.9% | $4,663-25.5% |
| Participant deferral / active EE | $11,033 | $5,299+108.2% | $4,527+143.7% | $6,689+64.9% |
| Admin fee / account holder | $1,041 | $7,265-85.7% | $6,165-83.1% | $13,390-92.2% |