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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,282 | $100,073+14.2% | $85,126+34.3% | $145,877-21.7% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.90% | 84.11%-76.2pp | 66.63%-58.7pp | 551.28%-543.4pp |
| Employer contribution / active EE | $3,472 | $3,236+7.3% | $2,731+27.1% | $4,663-25.5% |
| Participant deferral / active EE | $11,033 | $5,294+108.4% | $4,523+143.9% | $6,691+64.9% |
| Admin fee / account holder | $1,041 | $7,261-85.7% | $6,160-83.1% | $13,402-92.2% |