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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,428 | $100,203-80.6% | $85,240-77.2% | $145,897-86.7% |
| Participation rate | 63.6% | 74.1%-10.5pp | 67.5%-3.9pp | 80.3%-16.7pp |
| Annual return | 18.61% | 84.28%-65.7pp | 66.75%-48.1pp | 552.29%-533.7pp |
| Employer contribution / active EE | $961 | $3,242-70.4% | $2,735-64.9% | $4,663-79.4% |
| Participant deferral / active EE | $2,174 | $5,299-59.0% | $4,527-52.0% | $6,689-67.5% |
| Admin fee / account holder | $163 | $7,265-97.8% | $6,165-97.3% | $13,390-98.8% |