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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,428 | $100,073-80.6% | $85,126-77.2% | $145,877-86.7% |
| Participation rate | 63.6% | 74.1%-10.5pp | 67.5%-3.9pp | 80.3%-16.7pp |
| Annual return | 18.61% | 84.11%-65.5pp | 66.63%-48.0pp | 551.28%-532.7pp |
| Employer contribution / active EE | $961 | $3,236-70.3% | $2,731-64.8% | $4,663-79.4% |
| Participant deferral / active EE | $2,174 | $5,294-58.9% | $4,523-51.9% | $6,691-67.5% |
| Admin fee / account holder | $163 | $7,261-97.7% | $6,160-97.3% | $13,402-98.8% |