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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,550 | $72,071-31.2% | $68,368-27.5% | $137,256-63.9% |
| Participation rate | 44.4% | 76.2%-31.8pp | 73.8%-29.3pp | 80.0%-35.5pp |
| Annual return | 14.54% | 353.14%-338.6pp | 292.57%-278.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $569 | $2,788-79.6% | $2,649-78.5% | $4,156-86.3% |
| Participant deferral / active EE | $850 | $4,410-80.7% | $4,123-79.4% | $6,407-86.7% |
| Admin fee / account holder | $1,233 | $5,336-76.9% | $5,150-76.1% | $12,270-90.0% |