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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.10+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $99,880 |
AMERICAN FUNDS6 years Filed as: CAPITAL STRATEGIES INV GROUP LLC Service code 27 · EIN 26-4789150 | Advisory (Plan) | $40,000 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,862 | $55,694+452.8% | $81,882+276.0% | $200,096+53.9% |
| Participation rate | 98.6% | 62.7%+36.0pp | 72.4%+26.2pp | 72.0%+26.6pp |
| Annual return | 16.71% | 19.59%-2.9pp | 779.47%-762.8pp | 34.26%-17.6pp |
| Employer contribution / active EE | $9,995 | $2,114+372.7% | $2,916+242.8% | $3,038+229.0% |
| Participant deferral / active EE | $33,622 | $3,299+919.3% | $4,323+677.7% | $5,090+560.6% |
| Admin fee / account holder | $106 | $348-69.7% | $7,360-98.6% | $269-60.8% |