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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,179 | $110,410+207.2% | $102,437+231.1% | $145,897+132.5% |
| Participation rate | 33.3% | 77.9%-44.6pp | 74.5%-41.2pp | 80.3%-47.0pp |
| Annual return | 15.04% | 24.85%-9.8pp | 24.95%-9.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,411 | $4,217-66.5% | $3,871-63.5% | $4,663-69.7% |
| Participant deferral / active EE | $5,291 | $5,622-5.9% | $5,060+4.6% | $6,689-20.9% |
| Admin fee / account holder | $120 | $9,745-98.8% | $8,388-98.6% | $13,390-99.1% |