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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,046 | $174,379+28.5% | $152,093+47.3% | $138,895+61.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 82.77% | 74.86%+7.9pp | 66.36%+16.4pp | 145.39%-62.6pp |
| Employer contribution / active EE | $13,958 | $4,652+200.1% | $4,175+234.4% | $4,194+232.8% |
| Participant deferral / active EE | $8,243 | $6,159+33.8% | $5,451+51.2% | $6,396+28.9% |
| Admin fee / account holder | $2,018 | $16,880-88.0% | $14,497-86.1% | $12,562-83.9% |