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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,525 | $156,398-76.0% | $147,318-74.5% | $138,895-73.0% |
| Participation rate | 90.9% | 83.8%+7.2pp | 82.1%+8.8pp | 79.9%+11.0pp |
| Annual return | 81.55% | 78.75%+2.8pp | 70.43%+11.1pp | 145.39%-63.8pp |
| Employer contribution / active EE | $4,459 | $4,853-8.1% | $4,593-2.9% | $4,194+6.3% |
| Participant deferral / active EE | $8,169 | $8,237-0.8% | $7,906+3.3% | $6,396+27.7% |
| Admin fee / account holder | $1,384 | $14,976-90.8% | $13,708-89.9% | $12,562-89.0% |