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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,735 | $72,071-44.9% | $68,368-41.9% | $137,256-71.1% |
| Participation rate | 7.7% | 76.2%-68.5pp | 73.8%-66.1pp | 80.0%-72.3pp |
| Annual return | 14.47% | 353.14%-338.7pp | 292.57%-278.1pp | 220.34%-205.9pp |
| Employer contribution / active EE | $944 | $2,788-66.1% | $2,649-64.4% | $4,156-77.3% |
| Participant deferral / active EE | $2,691 | $4,410-39.0% | $4,123-34.7% | $6,407-58.0% |
| Admin fee / account holder | $12,278 | $5,336+130.1% | $5,150+138.4% | $12,270+0.1% |