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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,803 | $78,690+411.9% | $161,489+149.4% | $87,485+360.4% |
| Participation rate | 97.1% | 67.5%+29.7pp | 78.7%+18.4pp | 68.9%+28.2pp |
| Annual return | 18.05% | 32.74%-14.7pp | 89.72%-71.7pp | 26.06%-8.0pp |
| Employer contribution / active EE | $16,707 | $2,588+545.5% | $4,268+291.4% | $2,596+543.5% |
| Participant deferral / active EE | $14,289 | $3,311+331.6% | $5,630+153.8% | $4,274+234.4% |
| Admin fee / account holder | $50,822 | $6,724+655.9% | $16,006+217.5% | $7,775+553.7% |