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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,343 | $111,535-58.4% | $105,223-56.0% | $137,256-66.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.41% | 237.85%-227.4pp | 180.65%-170.2pp | 220.34%-209.9pp |
| Employer contribution / active EE | $3,953 | $3,939+0.4% | $3,689+7.2% | $4,156-4.9% |
| Participant deferral / active EE | $4,918 | $5,500-10.6% | $5,072-3.0% | $6,407-23.2% |
| Admin fee / account holder | $1,858 | $9,721-80.9% | $8,859-79.0% | $12,270-84.9% |