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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,376 | $103,164-52.1% | $90,259-45.3% | $154,746-68.1% |
| Participation rate | 100.0% | 76.1%+23.9pp | 70.7%+29.3pp | 80.7%+19.3pp |
| Annual return | 15.51% | 19.25%-3.7pp | 18.88%-3.4pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,990 | $2,532-21.4% | $2,291-13.2% | $4,379-54.6% |
| Participant deferral / active EE | $5,657 | $4,422+27.9% | $3,827+47.8% | $6,730-16.0% |
| Admin fee / account holder | $483 | $8,593-94.4% | $7,267-93.4% | $14,365-96.6% |