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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,080 | $155,555-92.9% | $146,866-92.5% | $155,188-92.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 20.36% | 115.41%-95.1pp | 102.85%-82.5pp | 148.84%-128.5pp |
| Employer contribution / active EE | $2,693 | $4,647-42.1% | $4,425-39.1% | $4,248-36.6% |
| Participant deferral / active EE | $3,093 | $8,044-61.5% | $7,759-60.1% | $6,531-52.6% |
| Admin fee / account holder | $347 | $14,755-97.6% | $13,620-97.4% | $14,480-97.6% |