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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,832 | $102,429-46.5% | $147,096-62.7% | $80,925-32.2% |
| Participation rate | 91.7% | 75.9%+15.8pp | 82.2%+9.5pp | 67.7%+24.0pp |
| Annual return | 10.10% | 135.02%-124.9pp | 419.75%-409.6pp | 35.65%-25.5pp |
| Employer contribution / active EE | $1,095 | $3,716-70.5% | $4,936-77.8% | $2,756-60.3% |
| Participant deferral / active EE | $2,909 | $6,649-56.2% | $8,071-64.0% | $4,299-32.3% |
| Admin fee / account holder | $2,975 | $7,957-62.6% | $13,005-77.1% | $6,940-57.1% |