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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,443 | $110,379-87.8% | $102,412-86.9% | $145,884-90.8% |
| Participation rate | 91.7% | 77.9%+13.7pp | 74.5%+17.2pp | 80.3%+11.4pp |
| Annual return | 15.62% | 24.84%-9.2pp | 24.94%-9.3pp | 551.85%-536.2pp |
| Employer contribution / active EE | $1,893 | $4,216-55.1% | $3,870-51.1% | $4,662-59.4% |
| Participant deferral / active EE | $2,339 | $5,622-58.4% | $5,060-53.8% | $6,690-65.0% |
| Admin fee / account holder | $1,031 | $9,745-89.4% | $8,388-87.7% | $13,392-92.3% |