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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,328 | $102,422-59.6% | $147,117-71.9% | $80,959-49.0% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 13.46% | 135.16%-121.7pp | 420.54%-407.1pp | 35.67%-22.2pp |
| Employer contribution / active EE | $3,657 | $3,717-1.6% | $4,932-25.9% | $2,757+32.6% |
| Participant deferral / active EE | $8,381 | $6,652+26.0% | $8,065+3.9% | $4,300+94.9% |
| Admin fee / account holder | $5,194 | $7,953-34.7% | $12,993-60.0% | $6,925-25.0% |