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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,268 | $106,749-53.8% | $145,433-66.1% | $82,448-40.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.43% | 27.59%-7.2pp | 66.58%-46.1pp | 41.64%-21.2pp |
| Employer contribution / active EE | $5,158 | $3,444+49.8% | $4,554+13.3% | $2,551+102.2% |
| Participant deferral / active EE | $10,367 | $6,519+59.0% | $7,897+31.3% | $4,139+150.4% |
| Admin fee / account holder | $4,937 | $8,390-41.2% | $13,129-62.4% | $7,234-31.8% |