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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $502,527 | $156,398+221.3% | $147,318+241.1% | $138,895+261.8% |
| Participation rate | 83.3% | 83.8%-0.4pp | 82.1%+1.3pp | 79.9%+3.4pp |
| Annual return | 15.71% | 78.75%-63.0pp | 70.43%-54.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $3,278 | $4,853-32.5% | $4,593-28.6% | $4,194-21.9% |
| Participant deferral / active EE | $8,708 | $8,237+5.7% | $7,906+10.1% | $6,396+36.1% |
| Admin fee / account holder | $2,441 | $14,976-83.7% | $13,708-82.2% | $12,562-80.6% |