See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HILLS BANK AND TRUST COMPANY5 years Service code 13 · EIN 42-0310580 | Contract Administrator | $58,163 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,744 | $79,013-11.7% | $100,391-30.5% | $74,495-6.4% |
| Participation rate | 66.2% | 79.5%-13.2pp | 81.5%-15.2pp | 67.2%-1.0pp |
| Annual return | 43.62% | 20.41%+23.2pp | 49.20%-5.6pp | 1364.94%-1321.3pp |
| Employer contribution / active EE | $2,449 | $3,021-19.0% | $3,942-37.9% | $2,623-6.7% |
| Participant deferral / active EE | $5,427 | $7,760-30.1% | $8,082-32.8% | $4,346+24.9% |
| Admin fee / account holder | $318 | $1,320-75.9% | $7,899-96.0% | $1,942-83.6% |