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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,681 | $81,331+659.5% | $155,534+297.1% | $80,935+663.2% |
| Participation rate | 88.0% | 66.3%+21.7pp | 78.2%+9.8pp | 67.7%+20.3pp |
| Annual return | 24.23% | 33.37%-9.1pp | 64.92%-40.7pp | 35.66%-11.4pp |
| Employer contribution / active EE | $38,404 | $3,105+1136.9% | $4,675+721.5% | $2,757+1293.1% |
| Participant deferral / active EE | $22,359 | $3,454+547.3% | $5,630+297.1% | $4,299+420.0% |
| Admin fee / account holder | $2,265 | $7,999-71.7% | $15,900-85.8% | $6,924-67.3% |