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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $617,681 | $81,233+660.4% | $155,567+297.1% | $80,874+663.8% |
| Participation rate | 88.0% | 66.2%+21.8pp | 78.2%+9.8pp | 67.6%+20.4pp |
| Annual return | 24.23% | 33.33%-9.1pp | 64.74%-40.5pp | 35.62%-11.4pp |
| Employer contribution / active EE | $38,404 | $3,101+1138.5% | $4,674+721.6% | $2,756+1293.6% |
| Participant deferral / active EE | $22,359 | $3,452+547.7% | $5,628+297.3% | $4,297+420.4% |
| Admin fee / account holder | $2,265 | $7,998-71.7% | $15,916-85.8% | $6,935-67.3% |