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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,017 | $159,978-13.1% | $147,041-5.5% | $145,978-4.8% |
| Participation rate | 53.3% | 84.0%-30.7pp | 82.2%-28.8pp | 80.3%-27.0pp |
| Annual return | 13.64% | 98.36%-84.7pp | 419.21%-405.6pp | 550.52%-536.9pp |
| Employer contribution / active EE | $2,543 | $5,288-51.9% | $4,935-48.5% | $4,662-45.4% |
| Participant deferral / active EE | $8,127 | $8,429-3.6% | $8,071+0.7% | $6,690+21.5% |
| Admin fee / account holder | $13,760 | $15,053-8.6% | $13,006+5.8% | $13,400+2.7% |