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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,270 | $86,938-13.4% | $102,423-26.5% | $80,925-7.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 30.54% | 18.89%+11.7pp | 29.42%+1.1pp | 35.65%-5.1pp |
| Employer contribution / active EE | $9,341 | $2,369+294.3% | $3,023+209.0% | $2,756+238.9% |
| Participant deferral / active EE | $10,309 | $4,120+150.2% | $5,054+104.0% | $4,299+139.8% |
| Admin fee / account holder | $5,069 | $8,053-37.1% | $9,455-46.4% | $6,940-27.0% |