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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,150 | $43,496-23.8% | $161,489-79.5% | $64,340-48.5% |
| Participation rate | 19.5% | 53.5%-34.1pp | 78.7%-59.2pp | 55.2%-35.8pp |
| Annual return | 14.18% | 20.76%-6.6pp | 89.72%-75.5pp | 24.14%-10.0pp |
| Employer contribution / active EE | $0 | $1,431-100.0% | $4,268-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $1,390 | $1,996-30.3% | $5,630-75.3% | $2,980-53.3% |
| Admin fee / account holder | $4,739 | $2,330+103.4% | $16,006-70.4% | $3,703+28.0% |