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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,984 | $183,592+18.7% | $155,574+40.1% | $145,877+49.4% |
| Participation rate | 55.6% | 82.7%-27.1pp | 78.2%-22.7pp | 80.3%-24.7pp |
| Annual return | 11.99% | 61.37%-49.4pp | 64.87%-52.9pp | 551.28%-539.3pp |
| Employer contribution / active EE | $3,515 | $5,317-33.9% | $4,676-24.8% | $4,663-24.6% |
| Participant deferral / active EE | $6,667 | $6,466+3.1% | $5,629+18.4% | $6,691-0.4% |
| Admin fee / account holder | $2,000 | $19,316-89.6% | $15,914-87.4% | $13,402-85.1% |