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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,771 | $171,492-65.7% | $150,734-61.0% | $198,609-70.4% |
| Participation rate | 82.4% | 81.4%+0.9pp | 78.4%+3.9pp | 82.4%0pp |
| Annual return | 18.24% | 804.70%-786.5pp | 600.81%-582.6pp | 202.70%-184.5pp |
| Employer contribution / active EE | $2,283 | $5,470-58.3% | $4,918-53.6% | $5,055-54.8% |
| Participant deferral / active EE | $4,924 | $6,259-21.3% | $5,610-12.2% | $6,977-29.4% |
| Admin fee / account holder | $4,205 | $17,628-76.1% | $14,905-71.8% | $19,030-77.9% |