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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,771 | $111,535-47.3% | $105,223-44.1% | $137,256-57.2% |
| Participation rate | 82.4% | 78.1%+4.3pp | 75.0%+7.3pp | 80.0%+2.4pp |
| Annual return | 18.24% | 237.85%-219.6pp | 180.65%-162.4pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,283 | $3,939-42.0% | $3,689-38.1% | $4,156-45.1% |
| Participant deferral / active EE | $4,924 | $5,500-10.5% | $5,072-2.9% | $6,407-23.1% |
| Admin fee / account holder | $4,205 | $9,721-56.7% | $8,859-52.5% | $12,270-65.7% |