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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $871,569 | $76,407+1040.7% | $150,298+479.9% | $82,448+957.1% |
| Participation rate | 96.6% | 66.4%+30.2pp | 77.8%+18.8pp | 68.1%+28.5pp |
| Annual return | 19.63% | 39.99%-20.4pp | 62.79%-43.2pp | 41.64%-22.0pp |
| Employer contribution / active EE | $31,126 | $2,614+1090.7% | $4,154+649.3% | $2,551+1120.2% |
| Participant deferral / active EE | $22,289 | $3,214+593.4% | $5,453+308.8% | $4,139+438.5% |
| Admin fee / account holder | $33,243 | $6,352+423.4% | $14,116+135.5% | $7,234+359.5% |