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| Provider | Service type | Compensation |
|---|---|---|
COMMONWEALTH FINANCIAL NETWORK7+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $51,925 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $15,578 |
ADP BROKER-DEALER7+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,312 | $90,064-43.0% | $100,392-48.9% | $77,736-34.0% |
| Participation rate | 95.9% | 81.3%+14.6pp | 81.5%+14.4pp | 70.6%+25.3pp |
| Annual return | 20.33% | 20.61%-0.3pp | 49.45%-29.1pp | 31.26%-10.9pp |
| Employer contribution / active EE | $3,324 | $3,043+9.2% | $3,941-15.7% | $2,728+21.8% |
| Participant deferral / active EE | $6,577 | $8,282-20.6% | $8,090-18.7% | $4,651+41.4% |
| Admin fee / account holder | $94 | $172-45.3% | $7,904-98.8% | $433-78.3% |