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| Provider | Service type | Compensation |
|---|---|---|
COMMONWEALTH FINANCIAL NETWORK7+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $51,925 |
ADP BROKER-DEALER5 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $15,578 |
ADP BROKER-DEALER7+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,312 | $89,808-42.9% | $100,383-48.9% | $77,671-33.9% |
| Participation rate | 95.9% | 81.2%+14.7pp | 81.5%+14.4pp | 70.6%+25.3pp |
| Annual return | 20.33% | 20.62%-0.3pp | 49.26%-28.9pp | 31.21%-10.9pp |
| Employer contribution / active EE | $3,324 | $3,039+9.4% | $3,944-15.7% | $2,726+21.9% |
| Participant deferral / active EE | $6,577 | $8,284-20.6% | $8,086-18.7% | $4,648+41.5% |
| Admin fee / account holder | $94 | $174-46.1% | $7,900-98.8% | $430-78.2% |