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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,900 | $183,592-67.9% | $155,567-62.1% | $145,959-59.6% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 11.33% | 61.24%-49.9pp | 64.74%-53.4pp | 561.95%-550.6pp |
| Employer contribution / active EE | $1,429 | $5,315-73.1% | $4,674-69.4% | $4,661-69.3% |
| Participant deferral / active EE | $5,288 | $6,464-18.2% | $5,628-6.0% | $6,689-20.9% |
| Admin fee / account holder | $7,852 | $19,318-59.4% | $15,916-50.7% | $13,398-41.4% |